The Floyd Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

The Floyd Team

VA Financing

Proudly Serving Veterans And Their Families

The Floyd Team

Rental Properties

Financing Solutions For 1-4 Unit Investment Properties

The Floyd Team

First Time Buyers

Offering Low And Zero Down Programs

Getting you the best available mortgage for your situation.

Jamie Saylor

David Floyd

Residential Mortgage Loan Originator
NMLS #: 545791

E-mail: david.floyd@midamericamortgage.com
Local Phone: (972) 767-5709
Pre-Qualify Now: Start Now

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • Jumbo Loans
  • USDA Mortgages

What Does the Rest of the Year Hold for Home Prices?

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals. Last Year’s...

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer. But what was once your...

Selling Your House? Your Asking Price Matters More Now Than Ever

There’s no doubt about the fact that the housing market is slowing from the frenzy we saw over the past two years. But what does that mean for you if you’re thinking of selling your house? While home prices are still appreciating in most markets and experts say that...

Why the Forbearance Program Changed the Housing Market

When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures similar to when the housing bubble burst over a decade ago. Thankfully, the forbearance program...

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