Getting you the best available mortgage for your situation.
David Floyd
Residential Mortgage Loan Originator
NMLS #: 545791
E-mail: david.floyd@midamericamortgage.com
Local Phone: (972) 767-5709
Pre-Qualify Now: Start Now
- Residential Purchase Financing
- Rate and Term Refinancing
- Cash-Out Refinancing (Most States)
- Investment Property Loans
- Condo & Townhouse Financing
Products We Offer:
- Conforming Fixed Rate Mortgages
- Conforming LIBOR ARMs (3/1, 5/1, 7/1)
- FHA and VA Loans
- FHA Low Fico, 203K Loans, & ARMs
- VA Interest Rate Reduction Refinance (IRRRL)
- Jumbo Loans
- USDA Mortgages
Dreaming of a Bigger Home? Why Not Buy It This Year?
Are you clamoring for extra rooms or a more functional floorplan in your house? Maybe it’s time to make a move. If you’ll be able to work remotely for the long-term or your overall needs have simply changed, it’s a great time to sell your house and move up. Why? With...
read moreWhat’s Motivating People To Move Right Now?
This year, Americans are moving for a variety of reasons. The health crisis has truly reshaped our lifestyles and our needs. Spending so much more time in our current homes has driven many people to reconsider what homeownership means and what they find most valuable...
read more6 Reasons to Celebrate National Homeownership Month
Our homes are so much more than the houses we live in. For many, they’ve also become our workplaces, schools for our children, and safe harbors in which we’ve weathered the toughest moments of a global pandemic. Today, 65.6% of Americans call their homes their own, a...
read moreWe Remember, Today and Always
We remember and honor those who gave all. Content previously posted on Keeping Current Matters
read moreHow Misunderstandings about Affordability Could Cost You
There’s a lot of discussion about affordability as home prices continue to appreciate rapidly. Even though the most recent index on affordability from the National Association of Realtors (NAR) shows homes are more affordable today than the historical average, some...
read moreBuying a Home Is Still Affordable
The last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are re-evaluating their current house and considering a move to one that better fits their current lifestyle....
read moreWhere Do Experts Say the Housing Market Is Heading?
As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this year. Here’s a look at what some experts have to say about key factors that will drive the industry and the economy forward in the months...
read more3 Things To Prioritize When Selling Your House
Today’s housing market is full of unprecedented opportunities. High buyer demand paired with record-low housing inventory is creating the ultimate sellers’ market, which means it’s a fantastic time to sell your house. However, that doesn’t mean sellers are guaranteed...
read moreAmericans Choose Real Estate as the Best Investment [INFOGRAPHIC]
Some Highlights For the eighth year in a row, real estate maintained its position as the preferred long-term investment among Americans. Real estate has been gaining ground against stocks, gold, and savings accounts over the last 11 years and now stands at its highest...
read moreShould I Move or Refinance?
The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they don’t have a mortgage. Those with a mortgage are seeing their equity skyrocket too. Every time real estate...
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