The Floyd Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

The Floyd Team

VA Financing

Proudly Serving Veterans And Their Families

The Floyd Team

Rental Properties

Financing Solutions For 1-4 Unit Investment Properties

The Floyd Team

First Time Buyers

Offering Low And Zero Down Programs

Getting you the best available mortgage for your situation.

Jamie Saylor

David Floyd

Residential Mortgage Loan Originator
NMLS #: 545791

E-mail: david.floyd@midamericamortgage.com
Local Phone: (972) 767-5709
Pre-Qualify Now: Start Now

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • Jumbo Loans
  • USDA Mortgages

Homeownership Could Be in Reach with Down Payment Assistance Programs

A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good...

A Key Opportunity for Homebuyers

There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding...

Two Reasons Why Today’s Housing Market Isn’t a Bubble

You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and...

Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]

Some Highlights When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional. To find the best price, your agent balances current market demand, the values of homes in...

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