(972) 767-5709 David.Floyd@MidAmericaMortgage.com
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David M. Floyd
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Knowledge Is Power on the Path to Homeownership

Knowledge Is Power on the Path to Homeownership

by David Floyd | Dec 1, 2020 | Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Gen Z, Interest Rates, Millennials

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers...
4 Reasons Why the Election Won’t Dampen the Housing Market

4 Reasons Why the Election Won’t Dampen the Housing Market

by David Floyd | Nov 2, 2020 | For Buyers, For Sellers, Housing Market Updates, Interest Rates, Millennials

Tomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life in this country, but the residential real estate market will not be one of them. Analysts will try to measure the impact feasible...
Buyer Interest Is Growing among Younger Generations

Buyer Interest Is Growing among Younger Generations

by David Floyd | Oct 28, 2020 | Demographics, First Time Home Buyers, For Buyers, Gen Z, Generation X, Interest Rates, Millennials, Move-Up Buyers

The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak homebuying season comes to a close by early fall. However, 2020 is anything but a normal year, and the housing market is...
Do You Have Enough Money Saved for a Down Payment?

Do You Have Enough Money Saved for a Down Payment?

by David Floyd | Oct 13, 2020 | Buying Myths, Down Payments, For Buyers, Millennials, Pricing

One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey by Point2Homes mentions that...
Today’s Buyers Are Serious about Purchasing a Home

Today’s Buyers Are Serious about Purchasing a Home

by David Floyd | Aug 4, 2020 | For Sellers, Interest Rates, Millennials, Move-Up Buyers

Today’s homebuyers are not just talking about their plans, they’re actively engaged in the buying process – and they’re serious about it. A recent report by the National Association of Home Builders (NAHB) indicates: “…. Of American adults considering a future home...
Two Big Myths in the Homebuying Process

Two Big Myths in the Homebuying Process

by David Floyd | Mar 17, 2020 | Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Gen Z, Millennials

The 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals: “The majority of millennials not only want to own a home, but 84% of millennials in 2019 considered it a major part of...
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Recent Posts

  • Knowledge Is Power on the Path to Homeownership
  • 5 Tips for Homebuyers Who Want to Make a Competitive Offer
  • Key Terms to Know in the Homebuying Process [INFOGRAPHIC]
  • Your House May Be High on the Buyer Wish List This Holiday Season
  • Is Buying a Home Today a Good Financial Move?
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