(972) 767-5709 David.Floyd@MidAmericaMortgage.com
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David M. Floyd
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The Main Reason Mortgage Rates Are So High

The Main Reason Mortgage Rates Are So High

by David Floyd | Jun 7, 2023 | For Buyers, Interest Rates

Today’s mortgage rates are top-of-mind for many homebuyers right now. As a result, if you’re thinking about buying for the first time or selling your current house to move into a home that better fits your needs, you may be asking yourself these two questions: Why Are...
The Impact of Changing Mortgage Rates [INFOGRAPHIC]

The Impact of Changing Mortgage Rates [INFOGRAPHIC]

by David Floyd | May 19, 2023 | For Buyers, Infographics, Interest Rates

Some HighlightsIf you’re looking to buy a home, you should know even a small change in mortgage rates has an impact on your purchasing power.These charts show how rates generally affect your monthly payment.The best way to navigate changing mortgage rates and make an...
The Impact of Inflation on Mortgage Rates

The Impact of Inflation on Mortgage Rates

by David Floyd | May 10, 2023 | Housing Market Updates, Interest Rates

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your plans to buy a home? Here’s what you need to...
A Recession Doesn’t Equal a Housing Crisis

A Recession Doesn’t Equal a Housing Crisis

by David Floyd | May 2, 2023 | Housing Market Updates, Interest Rates, Pricing

Everywhere you look, people are talking about a potential recession. And if you’re planning to buy or sell a house, this may leave you wondering if your plans are still a wise move. To help ease your mind, experts are saying that if we do officially enter a recession,...
Ways To Overcome Affordability Challenges in Today’s Housing Market [INFOGRAPHIC]

Ways To Overcome Affordability Challenges in Today’s Housing Market [INFOGRAPHIC]

by David Floyd | Apr 28, 2023 | First Time Home Buyers, For Buyers, Infographics, Interest Rates, Move-Up Buyers, Pricing

Some HighlightsWith so few homes on the market right now, widening the scope of your search to include nearby areas could help you find more options in your budget.You can also work with a trusted lender to consider alternative financing options and search for down...
The Three Factors Affecting Home Affordability Today

The Three Factors Affecting Home Affordability Today

by David Floyd | Apr 26, 2023 | First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates, Move-Up Buyers, Pricing

There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just...
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Recent Posts

  • This Real Estate Market Is the Strongest of Our Lifetime
  • The Main Reason Mortgage Rates Are So High
  • Real Estate Is Still Considered the Best Long-Term Investment
  • Oops! Home Prices Didn’t Crash After All
  • Reasons To Own Your Home [INFOGRAPHIC]
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Equal Housing Lender | © 2018 Mid America Mortgage, Inc. | Company NMLS ID 150009 NMLS Consumer Access | Privacy Notice | Product Examples | Legal | Texas Consumer Complaint Disclosure Mid America Mortgage, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic BK 091759; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.
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