by David Floyd | Mar 16, 2021 | First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains: “Homeownership has...
by David Floyd | Mar 15, 2021 | First Time Home Buyers, For Buyers, Move-Up Buyers
Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your dream...
![How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]](http://davidmfloyd.com/wp-content/uploads/2021/03/20210312-KCM-Share-549x300-1.png)
by David Floyd | Mar 12, 2021 | First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers
Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions in check are all ways to...
by David Floyd | Mar 9, 2021 | Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Interest Rates, Move-Up Buyers
Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing...
by David Floyd | Mar 4, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, Pricing
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what...
by David Floyd | Mar 2, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers
If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for...
