(972) 767-5709 David.Floyd@MidAmericaMortgage.com
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David M. Floyd
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How Smart Is It to Buy a Home Today?

How Smart Is It to Buy a Home Today?

by David Floyd | Mar 4, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, Pricing

Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what...
What Are the Benefits of a 20% Down Payment?

What Are the Benefits of a 20% Down Payment?

by David Floyd | Mar 2, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for...
Do I Really Need a 20% Down Payment to Buy a Home?

Do I Really Need a 20% Down Payment to Buy a Home?

by David Floyd | Feb 3, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a...
Knowledge Is Power on the Path to Homeownership

Knowledge Is Power on the Path to Homeownership

by David Floyd | Dec 1, 2020 | Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Gen Z, Interest Rates, Millennials

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers...
Key Terms to Know in the Homebuying Process [INFOGRAPHIC]

Key Terms to Know in the Homebuying Process [INFOGRAPHIC]

by David Floyd | Nov 27, 2020 | Down Payments, First Time Home Buyers, For Buyers, Infographics, Interest Rates, Move-Up Buyers

Some Highlights Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. The best way to ensure your...
VA Home Loans: Helping Heroes Find a Home

VA Home Loans: Helping Heroes Find a Home

by David Floyd | Nov 11, 2020 | Down Payments, For Buyers, For Sellers, Interest Rates, Time-sensitive

Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have...
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Recent Posts

  • What Is the Strongest Tailwind to Today’s Recovering Economy?
  • What Is the #1 Financial Benefit of Homeownership?
  • How to Make a Winning Offer on a Home
  • How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]
  • Will the Housing Market Bloom This Spring?
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