The Floyd Team

at Mid America Mortgage, Inc.

A Trusted Lender Since 1940.

The Floyd Team

VA Financing

Proudly Serving Veterans And Their Families

The Floyd Team

Rental Properties

Financing Solutions For 1-4 Unit Investment Properties

The Floyd Team

First Time Buyers

Offering Low And Zero Down Programs

Getting you the best available mortgage for your situation.

Jamie Saylor

David Floyd

Residential Mortgage Loan Originator
NMLS #: 545791

E-mail: david.floyd@midamericamortgage.com
Local Phone: (972) 767-5709
Pre-Qualify Now: Start Now

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • Jumbo Loans
  • USDA Mortgages

Thinking of Selling? Now May Be the Time.

The housing market has started off much stronger this year than it did last year. Lower mortgage interest rates have been a driving factor in that change. The average 30-year rate in 2019, according to Freddie Mac, was 3.94%. Today that rate is closer to 3.5%. The...

Entry-Level Homeowners Are in the Driver’s Seat

One thing helping homeowners right now is price appreciation, especially in the entry-level market. In the latest Home Price Insights report, CoreLogic reveals how home prices increased by 4% year-over-year and projects prices will rise 5.2% by December 2020. Why is...

Opportunity in the Luxury Market This Year

Homes priced in the top 25% of a price range for a particular area of the country are considered “premium homes.” At the start of last year, many of the more expensive homes listed for sale hadn’t seen as much interest, since much of the demand for housing over the...

Interest Rates Over Time [INFOGRAPHIC]

Some Highlights: With interest rates hovering at near historic lows, now is a great time to look back at where they’ve been, and how much they’ve changed over time. According to Freddie Mac, mortgage interest rates are currently hovering near a five-decade low. The...

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